Less effort, more time to negotiate.
Save up to 50% of the workload - and gain time for strategic relationships, negotiations and complex cases.
In use with teams that manage billions.
18
countries in which the software has already been used
50+
billion EUR of debt under management
4 000+
transactions processed through the technology
One system for all your debt financing.
Built for financing teams and CFOs: raise debt, steer it on an ongoing basis and be ready to answer questions at any time – to boards, auditors and lenders.
Internal and external parties in one place.
Your financing team, lenders and advisors work in the same data room – with the permissions you define.
All financing data, structured.
Terms, covenants, collateral and maturities searchable and analysable – the basis for scenarios and decisions.
Start simply. Grow efficiently.
The AI-supported cloud solution is modular, ready to run immediately, intuitive to use and supports CFOs and their financing teams across Europe.
Capabilities
Types of financing
Senior and junior loans, whole loans, framework facilities and swaps.
Volumes
From single loans in the millions to portfolios in the billions.
Interest calculation
Reference rates such as EURIBOR, SARON, €STR, Livret A, SONIA, PRIBOR, WIBOR and ROBOR – including compounding methods.
Data
Loans, credit lines, assets, land, collateral and covenants – structured and linked.
Who works with Fincetra.
From local project developers and public finance departments to international asset managers.
Real estate industry
- Asset managers
- Real estate funds
- Investment foundations
- Real estate companies
- Project developers
- Housing cooperatives
- Real estate debt funds
Public sector
- Energy utilities
- Waste management
- Municipalities and cities
- Healthcare and care facilities
- Public enterprises
- Public transport
Other organisations
- Family offices
- Pension funds
- Large corporates
AI and cloud
Fewer manual processes, faster decisions.
AI reads your financing documents, prepares the data and finds what you are looking for. You review and decide – instead of retyping.
- Extract term sheets and contracts – terms, maturities, covenants and collateral directly in the system
- Search the data room in natural language, across all documents
- Cloud-based and productive from day one – no installation, no IT project
- Updates and new features without maintenance windows
Partner management
Your lender relationships, in one place.
Who decides at which lender, what was last discussed, which request is running – visible to your whole team, not sitting in individual mailboxes.
- Manage lenders, contacts and responsibilities across teams
- Conversations, requests, commitments and rejections documented without gaps
- Involve lenders directly in the financing process – without additional email traffic
- Map your own companies, holdings and funds together with their financings
- Control access through roles and permissions
Workflow
From request to signature.
Every step structured, every approval documented, every decision traceable – for your team and your lenders in the same system.
Portfolio
Your entire debt portfolio at a glance.
Terms, covenants, collateral and maturities across all companies and properties – current, linked and ready for analysis.
Portfolio analysis
Figures you don't have to piece together first.
Interest expense, maturity profile, lender distribution and covenant status – available at any time, across the entire portfolio or by company.
Scenario planning
What happens if rates rise?
Model interest rate scenarios, extensions and repayments across your entire portfolio – with the data that is already in the system.
Market information
Reference rates and curves, directly in the system.
EURIBOR, SARON, €STR, SONIA and others – updated daily and with history. No manual maintenance, no reconciliation with external sources.
What you can rely on.
With any lender
Banks, insurers, pension funds, debt funds – you bring in whoever you work with.
Developed in Switzerland
Our team develops Fincetra in Zurich – hosted in Swiss data centres.
In use in 18 countries
Financings locally and cross-border, across locations and teams.
Built on financing practice
Developed by people who have negotiated and managed financings themselves.
Proven track record in the credit market.
1-150 million EUR per financing
10 000+ listed offers as a digital market database
10+ years of software development
News
Ready?
See Fincetra with your own numbers.
All financings in one system – from the request to the last maturity. In 30 minutes we show you what that looks like for your portfolio.